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If it has 132k on it with the orginal engine. It is most likely going to need a rebuild before long. This can be done for less than $2000, depending on where you live, and your mechanical abilities. The top can also be repaired fairly cheaply if you are handy. Replacement seat covers go for around $400.00 on ebay, and again if you are handy they are not impossible to reupholster.
We have an 88 vert and NADA has it booked at over $5,000. So I'm sure with what you have listed barring any unknown complications you should be able to get your monies worth out of it. I'm sure if it's running properly your wife will enjoy it as much if not more than her miata.
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